Gift Baskets Featuring Trader Joe’s Products!

Trader Joe’s…the newest hot spot in Kansas City!  Everybody loves Trader Joe’s..but did you know, they DO NOT offer gift baskets??  But we do!

A friend and I are making gift baskets full of Trader Joe’s products for the holiday season (or any suitable occasion!).  Prices range from $30 up to $100..we have several themes (Italian Feast, Breakfast Basket, Snack Attack, Coffee Lover’s..) and we can customize to your specifications as well. We even have a basket for your favorite pooch!

It’s the perfect gift idea this year…for corporate gifts, client appreciation, a hostess gift or for that someone who’s difficult to buy for–kids like TJ’s snacks, older adults appreciate the quality of the quick fix meal offerings, guys who want munchies during football season–endless possibilities!

All of our baskets are made to order and are wrapped in shrink wrap.  We do request 48 hours notice for orders. 

Interested?  Contact me for more information and a brochure.  It’s an easy gift that anyone will appreciate!

Don’t Split Brookside in Half–The Proposed Redistricting Boundaries

You may have heard about it on the news…perhaps you didn’t pay much attention…but Brookside is about to be split into two different council districts,  represented by two different City Council persons.  How does this affect you?   Read on…

Currently, the Brookside area is in District 4, represented (very well)  by Jan Marcason. (You can see the proposed map here, good luck figuring it out.  Why can’t the committee members draw a map that translates well on the internet AND has the actual street boundaries written at the bottom of the map’s key?? ) Roughly, the current north/south boundary is from downtown to 79th St.  New census population figures support a redistricting of the boundaries…the 4th district would extend north into Briarcliff and stop at 59th St, effectively splitting Brookside in half.  The 6th district would begin at 59th and continue south way past 435 and east past James A Reed Road.

Redistricting boundaries also means redistrubing political power as well, because of how your tax dollars are divided up in the neighborhood and commercial areas of the district.  Redistricting is necessary to keep the population distribution somewhat equal between districts, and so that minority residents are properly represented.  How elected officials from each district respond to the needs of the residents, including how public money is requested for and spent in that district, is of concern to everyone.

The Brookside area is known for it’s politically active residents.  Neighbors  work together to pressure the city for public funds to keep the area appealing to residents and future home buyers.  We contact our council rep when problems pop up regarding infastructure and demand repairs.  We are a very active voting block during elections.  Splitting Brookside in half could create problems gettiing tax dollars for the area as a cohesive neighborhood.  If two separate council persons are working on behalf of one neighborhood, it could appear that the Brookside area is requesting too many public dollars, too many improvement projects, more PIAC funds than other areas.

Recent public meetings brought out residents opposed to the proposed map.  An alternative map, outlining different boundaries for the 6th district was proposed but not considered.  You can bet there is quite a bit of political back door dealings going on with the current map if other proposals are not even being seriously examined.

The City Council meets today, as of this writing the agenda is not published but I assume the redistricting  issue will be up for discussion and possibly a vote.  It would be a stab in the heart of Brookside, one of Kansas City’s most cherished and politically active neighborhoods, to have it split in half, represented by two different council persons.

New Listing! 708 E Gregory, Kansas City MO

All buyers are looking for ‘a good deal’ these days…and this house delivers!  Check out my new listing at 708 E Gregory, just east of Holmes.

708 E Gregory

This charming stone and stucco 2 story home offers three bedrooms and one and a half baths,a formal living room and dining room, an office nook off the living room and  a cozy breakfast room next to the kitchen.  The basement walls have been freshly painted with DryLock, there’s a newer roof and sump pump, plus half the basement is finished. The seller just installed a new electrical box and is providing a one year home warranty.

The backyard is partially fenced, and features a patio outside the back door.  There’s space for a second car next to the one car garage.

Lots of light fills this home, it’s close to Brookside, Waldo and UMKC.  Oh, and the price?  Just $149,000!

708 E Gregory, Kansas City MO 64131.  Contact me for a personal tour!  mary.hutchison@prukc.com

708 E Gregory

Who Doesn’t Need a Financial Planner?

As part of my Brookside networking, I like to profile various business owners and shops that I think deserve extra attention.  Recently I profiled Daren  Teghtmeyer with American Family Insurance, 8043 Wornall. Because this week is Financial Planning week, today I wanted to focus on Financial Security Advisors, a small, locally owned financial planning firm in Prairie Village. They have been in business over fifteen years.

Financial planning…probably sounds tedious and boring to some, exciting and intriguing to others.  I’m in the first category–yes, I need to pay attention to this task, now more than ever.  If you think the same thing–it’s worth it to check out someone who lives finance every day.

Sandi Weaver runs this office with a very personal touch for all of the firm’s clients.  They are a fee-based firm, charging 1% of the client’s portfolio. (The advantage of using a fee-based firm is this: the planners aren’t inclined  to slant their advice in order to get a commission up front or  a back-end fee.  Fee only means the firm gets money from clients only, not from financial institutions or fund companies.) They are a comprehensive planning firm, not just investment management. They will work with you on retirement projections, review your insurance, investments, suggest tax strategies, and help you plan for college costs and prepare for estate planning.  They meet personally with each client twice a year to keep up with your plan and make changes as necessary.  And they are small–five people in the office, all experts in their various fields supporting all of the customers.

I asked Sandi what are some of their big challenges as a firm, especially these past couple of years as the stock market see saws back and forth, up and down.  She remarked  there are more SEC regulations to be aware of, a bit more hand-holding at times for nervous customers.  Overall, though, it’s a challenge to get  clients to cut back on spending and following the plan after they retire.  Savings and investments have to last decades longer than they used to–it’s tempting to start spending from that large chunk of money you’ve saved for years and years–after all, you deserve it, right?  But to make the money last, stay on the budget you’ve set for yourself so that the money pile doesn’t run out too early.  Another challenge is getting people to make the committment to use a financial planner before it’s too late.  Waiting until you are well into your 50s doesn’t leave that much time to invest and save as much as you may need to retire comfortably or start paying college tuition for multiple children.  When you get all your finances and investments in order early on in your career–and create a plan–you will more easily reach your goals.

A recent study of 401K accounts provided evidence that workers who get professional financial help get higher returns on their investments than those handling their own investment choices – by an average of 3%.

Sandi Weaver and her team in Prairie Village

If you are thinking of interviewing financial planners, Sandi offers these tips: Compare firms and find out exactly what you get for their services.  Compare fees–lay out  your investments  and ask, what would your fees be if I hired you?  FInd out how long they have been in business and what are their qualifications and special designations. What is the rate of return? Ask for references.  When you call in with questions, who will you talk to ?  Do you feel comfortable with the person you are speaking with?

Working with a financial planner is something that takes a bit of time…but you will be glad you did it when your investments are professionally handled.  With the economy still shaky, who knows for how long? — it will pay off to know your financial assets are being used to help you reach your goals.  You can find additional resources and tips at www.fpakc.org.

Rockhill Gardens in Brookside–A Favorite Neighborhood

When prospective customers ask me about living in Brookside, I often give them a short verbal tour of the area:  average prices for certain areas, where you can get the most bang for your buck.  Rockhill Gardens is one of those subdivisions I love to talk about.  

Most of the RG homes are bordered between Gregory and 75th, Oak to Holmes.  There are some RG homes east of Holmes Rd, those are generally lower priced than the homes to the west. Napoleon W Dible (1872-1960) was the man who started this subdivision in 1929.  He wanted ‘affordable, well-built homes’ and sold thousands of homes in the area at a low profit.  Inspired by Tudor mansions in England, Dible added many of those characteristics to his homes in RG:  arched doorways, gabled roofts, detailed moldings, brick, stucco and stone exteriors.  He was one of the first speculator builders–that is, he built homes first before he had buyers.

Dible knew that although it was the man (and only the man!) who signed the sales contract, it was the woman who made the final decision on the house.  He added special touches that appealed to women, such as built-in ironing boards, colored tiles in the baths, and curved walkways in front.  Most of the homes had a side or back porch and were about 1500 square feet.  Most of the kitchens were small, and some still are unless there’s been a major renovation.  That’s always puzzled me, how kitchens in the 20s and 30s were so small, yet maids and wives spent so much time in the kitchen cooking from scratch! Ah, but times were different then, with the larger formal dining rooms for leisurely dinners … that seems like an indulgence now.

The reason I like to show off Rockhill Gardens to prospective buyers is this:  you generally get more space for your money here than in other Brookside neighborhoods.  Often the garages are attached, which isn’t common for Brookside, and bedrooms are larger.  Many RG homes have finished basements.  And it has an active homes association, with organized events and get togethers for the residents. A typical, updated 3 bedroom, 2 bath Rockhill Gardens home should be priced under $250,000.  The location is great, close to the Brookside shops but also walking distance to the Trolley Track Trail, the Waldo Library, locally owned restaurants and shops, insurance agents, Academie Lafayette school, florist, bike shop–just about every convenience a homeowner would want.

If you plan to shop for  a Brookside home, be sure to check out what’s available in Rockhill Gardens.  Compare pricing with some of the other area subdivisions and see that you will get the desirable Old World charm in a well-built home for a reasonable price!

The House Across The Street

The elderly lady across the street from me finally moved in with her daughter.  There’s a huge estate sale this week, and the house is for sale (for sale by owner–the kids are giving that a try!).  As I walked through the house, I thought it was almost a shrine to another era of Brookside living:  the linen tablecloths, the china, the gloves and cloth napkins..the heavy furniture and lace curtains, tiny floral wallpaper and a toast rack.  I think most newlyweds don’t even register for fine china and when I wear gloves–it’s to keep  my hands warm, not to accessorize an outfit.

The house itself doesn’t look like it’s been updated since it was built-in the 1920s.  Brookside homes are known for their charming architectural details but this house…not even a dishwasher in the kitchen!  The crown molding along the ceilings… the glass doorknobs and original corner cabinets in the breakfast nook..cove ceilings…the unpainted wood trim..arched doorways and curving fireplace…. and  oh the art deco bath!  Those black and yellow tiles still seem as shiny as the day they were installed decades ago!  Near the back door you find the ice door for the ice block, and in the basement, the pine wood paneling and bar for the ‘rec room’.  If the walls could talk…

What will probably happen is this:  a rehabber will snatch up the house, update the interior and strip it of all the fine detailing. Granite counters, beige tile, white-painted woodwork, knocked out  walls, more beige tile and poof!  it looks like the inside of every other newly built home in Suburbia USA.   I don’t fault buyers for wanting an updated, move in ready home–that’s what most of my buyers want.  But there is a way to freshen up while still retaining some of the original character of a home.  To rip out that deco tile bath seems like such a waste!  At least the Tudor exterior will remain.

I’m looking forward to meeting the new neighbors, whenever they come along.  Maybe it will be another family, to replace the one that’s grown and gone.   But one thing is for sure:  the more sophisticated and upscale lifestyle of those original folks is gone for good.  Let’s hope the charm of the craftsmen remains.

Labor Day and Self Motivation

As one gets older…it seems easier to shrug off the self motivation.  The aged body whispers:  ‘just lay on the sofa’ and the brain says ‘look at all that’s left on the to do list’.  But what’s so important on the to do list? Straightening up the basement, sorting out the girls’ summer clothes, stopping by Target and ironing. Blah.

But my seventeen year old daughter is very self motivated towards an admirable goal:  earning enough money to go back to Spain next summer.  She recently got a job at The Dime Store and still babysits as often as she can.  She has bills:  car insurance, gas, phone bill, entertainment cash and she loves to shop.  Last week she told us she is saving to return to Spain next year to see her friend Macarena, who she stayed with during a trip with her spanish class last summer.    Erin fell in love with ‘the European lifestyle’.  What’s so striking is that when I was 19, it was my goal to go to Europe–and I saved my money and went to London and Paris for three weeks. I knew my parents couldn’t afford it, but I had the fever to get out of the midwest, out of my parents’ house and on my own.  So I did. And now my daughter wants to do the same thing. It must be in the genes.

Perhaps my ‘to do’ list should be …. go back to Europe, instead of ‘go to Target’. And I should be saving money to do it before it’s too late.  The responsibilities of everyday life get in the way:  money for retirement, for groceries, for college, for gas, for home maintenance, car repair, the business…and somehow the cash  coming in doesn’t keep up with the ever-increasing expenses.  So the days trickle by, one by one, and I think, ‘maybe some day when the kids are gone and on their own I’ll have time and money for xxxxx’.  Yes I’m self motivated to do it, and working every day for several  decades should also include the promise to finally book those plane tickets.  I’m so glad Erin is making plans to fly again into her dreams…now.

My Favorite New Listings in Brookside

On Realtor  tour today…two new listings caught my eye…read on for details and a few pictures!

In one of my favorite subdivisions, Rockhill Gardens, this new Tudor home is move in ready!  Three bedrooms, two and a half baths, two car attached garage, finished basement with bonus room…a breezy side porch and sunny breakfast room.  New windows!  Large bedrooms! $243,000.

A few blocks north and east, in Armour Hills Gardens, there is a new listing on Cherry.  This one is also updated and ready for new owners:  Three bedrooms, one is on the first floor; two full baths, one car garage, a formal living room with a custom framed fireplace, and a nice sized office on the first floor.  Large patio in the backyard (no real yard) and a  one car garage private drive.  $209,950.

Note that these two homes are not my listings, but I can send you more information if you or someone you know is interested.  With interest rates at historic lows, this is the time to get a deal on a Brookside home you’ll treasure for years!  Contact me at mary.hutchison@prukc.com

Rain Barrel Workshop for Brookside/Waldo Residents July 25

Rescheduled from the rain out last month…you are welcome to attend the rain barrel workshop at Hale Cook Elementary this Saturday July 25.  There are two sessions:  9am and 11am.  The $65 fee includes the rainbarrel itself–you’ll also  learn how to set it up and get the most out of using this enviornmentally friendly device.  Meet at Hale Cook School, 74th and Pennsylvania.

More info?  Contact Gunnar Hand, workshop coordinator, gunnar@mockstudio.com